Tag Archives: Manchester builder

Building Contractors in Manchester

A. Oxley & Son Building Contractors Ltd

Builders in Manchester
112 Urmston Lane
Stretford, Manchester,
M32 9LN
Phone: 0161 635 2016



All construction contractors working in Manchester that take an employee’s compensation or a liability insurance coverage know these insurance programs are subject to an audit. What few contractors understand is they’ve the capability to stack the deck from their favor with regards to that audit. What builders understand is they’ve the capability to stack the deck from their favor to that audit with regards. This may mean money in a pocket if you are a construction contractor, as a number of the audit process is subjective.

Here are 5 suggestions that will put you to insurance audits that are successful. If you make their task easier and grease the path for them, then they’re much more prone to cut some slack from the audit process to you and this may end up saving you a ton of money. Until they’ve supplied a certificate of insurance to you, do not let any subcontractors to your job site. Over that, make sure That the limitations on their liability insurance coverage are equal to your own policy limitations that are very. Whether you have a workers compensation policy, make sure their certification shows that they’ve one too.

Manchester builder

Last check the policy, of all dates on the certificate to Be Sure they’re active and current. Put copies of any of those certs in your audit file. In case the auditor shows up at your workplace and you do not have your certs ready, he’ll charge you for the subcontractor’s payroll and leave it up to you to fix it later. Typically, fixing it later takes a lot more of a time. Firstly, take the time with an agent to understand all the classifications on your liability insurance contract and your workers compensation insurance contract. Make certain you understand the nuances of every class code and that your coverage is set up correctly.

If you’re going to fudge the gray area between two comparable classifications, understand that you may not let it past the auditor and you must have funds ready should you fail. Once you’ve done your job on your classifications, set up a spreadsheet to dump the payroll to each employee every week into the correct classification. You may want to keep a spread sheet for the workers compensation and the liability insurance policies. Manchester builders such as A Oxley & Son are professional, safe and insured. This will put your mind at ease when choosing them as your Manchester builder.